I'm Timothy “Insurance Dude” Yarbrough. I help families and businesses across Northeast Florida find the right protection at the right price — no jargon, no pressure, just honest advice.
Whether you're buying your first home, protecting your business, or planning for the future — I'll walk you through every option so you can move forward with confidence.
From liability to full coverage — keep your vehicle protected on and off the road with plans built for Florida driving conditions.
Your home is your biggest investment. I'll help you understand flood zones, windstorm coverage, and the protections coastal living demands.
Term, whole, or universal — let's find a policy that secures your family's future without straining your budget today.
General liability, property, workers' comp — protect your livelihood with coverage tailored to your industry and risk profile.
Retirement, annuities, and wealth preservation — get a clear-eyed view of your financial future with guidance you can trust.
Filing a claim shouldn't feel like a battle. I'll help you navigate the process, advocate for a fair settlement, and keep you informed every step.
I grew up right here in Northeast Florida, and I've seen firsthand how quickly life changes — a storm rolls in, an accident happens, a business faces a lawsuit. That's why I do what I do: make sure you're not left guessing when it matters most.
As a Brightway agency partner, I work with top-rated carriers to build custom protection packages that actually make sense for your situation. No cookie-cutter policies. No confusing fine print. Just straightforward coverage that holds up when you need it.
Most people want protection — they just don't want the headache that comes with getting it. Here's how I make it different.
I answer my phone. When you need me — whether it's a question at 4 PM or a claim at midnight — I'm there.
Every policy I write is built around your actual life — your home, your car, your business, your budget. Not a spreadsheet.
You'll know exactly what you're paying and why. No surprise fees, no hidden exclusions, no surprises at renewal.
I'm not here for a quick sale. I want to be your go-to person for insurance — for years, not just until renewal.
A quick conversation now can save you thousands later. Whether it's a new home, a new car, or a new business — I'll find the right coverage for you.
Fill out the form or reach out directly. I respond to every inquiry within one business day — usually much sooner.
